Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- A Socratic Exploration: Why “Restructuring Policies” Is Inaccurate in Structured Settlements
- Corinthian Museum of Content Barfing — News Flash
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
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Category: Detroit Michigan Structured Settlements
Detroit Michigan structured settlements ommentary by structured settlement expert John Darer that may be of interest to injured persons, guardians, consumers, lawyers, businesses in Detroit with personal injury or wrongful death claims
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Looks like there will be a positive resolution to the Aviva CMA debacle.
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The fact that this employee of a structured settlement factoring company has more bingo related domains than some women have pairs of shoes makes a nice pivot for a settlement planning lesson
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If you receive structured settlement payments from Aviva, delays may have occurred due to Athene’s acquisition of Aviva’s US operations and the decision to use a Third Party Administrator, Concentrix. Athene is rolling out new structured settlement annuities starting Q3 2025, leading to operational changes affecting payment timing.
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If an insurance company is offering you a structured settlement that’s not a bad thing. It’s a positive step. It may mean that the insurance company is attempting to address your needs. Better than an offer that has no bearing on your needs. Settlements come about as the result of a negotiation.
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The United States Court of Federal Claims ruled that the U.S. is not obligated to cover a shortfall for an annuitant over 30 years after settling personal injury litigation with the Department of the Army.
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Surplus is a Rainy Day Fund for an insurer’s Rainy Day Fund. Surplus is one indicator of an insurance company’s financial health. It gives an insurance company another source of funds, in addition to its reserves and reinsurance, if it needs to pay a higher than expected amount of claims.
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A lifetime structured settlement annuity funded structured attorney fee is an option for a lawyer to address longevity risk. To the extent a trial lawyer structures a portion of his or her attorney fees over a lifetime, mortality risk can be shifted to the annuity issuer using a rated age if annuity issuer offers.
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Metropolitan Tower Life Insurance Company became the primary underwriting company for MetLife structured settlement annuities. Metropolitan Tower Life was the successor-in-interest to Metropolitan Insurance and Annuity Company (“MIAC)”, the qualified assignment company used by MetLife structured settlements until December 1, 2004.
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The words “certain” and “guaranteed” are terms used in settlement documents to describe payment obligations in a settlement agreement and in structured settlement annuities and other income annuities. Both are often used in a way that suggests the terms are synonymous, but are they?
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A Pennsylvania annuitant has again seen his shadow on the steps of the Schoharie County Pennsylvania Court of Common Pleas, deciding not to cash in his structured settlement . Alternative facts reporter ‘Simon Says’ noted that this phenomenon occurs once a year, usually on February 2nd