Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
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Category: Corebridge/American General Structured Settlements
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Apparently what was good for the goose is not good for the gander when it comes to one of the legal theories espoused by attorney and, by his own admission, (former) structured settlement broker Richard B Risk Jr. in a controversial legal action.
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Plaintiffs admitted that a 4% commission is paid no matter who the placing broker is. NY Law has no requirement to disclose commissions, yet most firms such as ours, do so anyway as part of affidavits they submit accompanying petitions for settlements for minors or in wrongful death cases.
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In 2026, several life insurance companies provide structured settlement annuities for personal injury and related claims in New York City and surrounding counties. Key issuers include Metropolitan Life, New York Life, and Prudential. Only three companies offer annuities for structured judgments under specific legal articles due to strict provisions.
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FACT: Lead plaintiff Erica Biddings DID have a structured settlement broker of her own, Black Holcomb Smith & Associates. FACT: Lead plaintiff Erica Biddings DID choose her own structured settlement plan design and funding companies and AIG DID NOT object.
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The rated age action announced by AIG Structured Settlements is a responsible decision for a company that is in business to insure long term obligations. It reflects very positively on AIG’s quality control. In its notice AIG reaffirmed its commitment to the structured settlement industry.
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The insurance companies that issue structured settlement annuities (or have issued them in the past) are among the largest insurance companies in the United States. Consider the following statistics published in A.M. Best publication Understanding The Insurance Industry 2016 Edition
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Don’t Let Structured Settlement be Cast Adrift By “Parrot Sailing” Solutions by Novation Funding LLC
The reality that Cedric Martez Thomas now faces in November 2016 is he COULD HAVE begun receiving tax-free structured settlement income, a $140,274.84 tax-free “job he could never be fired from”, even if he just sat on his butt, with a guaranteed raise of 3% built in for the rest of his life
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The parents of several structured settlement annuity issuers are listed in the top 20 of the world’s largest insurance companies compiled by A.M. Best in its February 2015 issue of Best’s Review.
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Where Pat Hindert Sees Bleak I see Strands of Optimism. The fact is that structured settlement industry premium is up 7% year over year, It’s worth noting that production increased despite the withdrawal of two companies from the market in February 2013.
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Reinsurance structured settlements are an alternative means of transferring risk and funding future periodic payments by insurance companies. The ceding party must be an insurance company.