Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Corebridge/American General Structured Settlements
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Plaintiffs admitted that a 4% commission is paid no matter who the placing broker is. NY Law has no requirement to disclose commissions, yet most firms such as ours, do so anyway as part of affidavits they submit accompanying petitions for settlements for minors or in wrongful death cases.
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In 2026, several life insurance companies provide structured settlement annuities for personal injury and related claims in New York City and surrounding counties. Key issuers include Metropolitan Life, New York Life, and Prudential. Only three companies offer annuities for structured judgments under specific legal articles due to strict provisions.
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The rated age action announced by AIG Structured Settlements is a responsible decision for a company that is in business to insure long term obligations. It reflects very positively on AIG’s quality control. In its notice AIG reaffirmed its commitment to the structured settlement industry.
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The parents of several structured settlement annuity issuers are listed in the top 20 of the world’s largest insurance companies compiled by A.M. Best in its February 2015 issue of Best’s Review.
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Reinsurance structured settlements are an alternative means of transferring risk and funding future periodic payments by insurance companies. The ceding party must be an insurance company.
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Structured settlement annuities issued by American General Life Insurance Company are distributed only through appointed agents in all states other than NY. In the State of NY, structured settlement annuities are underwritten by United States Life Insurance Company in the City of New York (US Life).
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American General Life Insurance Company, a structured settlement annuity issuer, amended its General Agent’s contract in 2012 to state, in no uncertain terms, its position against Factoring and Secondary Market activities of its appointed general agents and their employees and affiliates
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With respect to AIG structured settlements, time has shown that the only financial losers were those who sold their structured settlement payment rights at a discount, succumbing to fearmongering vulture-like behavior of certain structured settlement purchasers in 2008-2009