Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
about
Category: Coral Springs Structured Settlement Receivables
Coral Springs Structured Settlement Receivables is a collection of blogs and articles on the subject of structured settlement receivables that may be of interest to Coral Springs Florida residents, financial advisors and others. Structured Settlement Receivables ARE NOT annuities. Receivables is the proper terminology, however such instruments may be referred to inaccurately as Secondary Market Annuities (SMA).
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MJ Settlements, Inc. falsely claims “When an original structured settlement annuity is sold, either partially or in full, it then becomes known as a Secondary Market Structured Settlement Annuity”. The annuity does not change hands in a structured settlement.
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It is a scam because investors cannot buy structured settlement annuities. Annuitants cannot sell them either, because they don’t own the underlying annuity. It is generally owned by a qualified assignment company. Investing means you sign a Receivables Purchase Agreement not an annuity application.
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Structured settlement annuities cannot be bought and sold however, the right to receive structured settlement payments can be bought and sold. It’s a critical distinction for investors who may be misled into thinking they are buying an annuity with its associated protections.
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John Darer’s review discusses the secondary market for structured settlement receivables, highlighting the interests of various stakeholders including individual retail investors, fiduciaries, and legal professionals. It emphasizes the complexities of investing in structured settlements, which may be confused with traditional annuities, and calls attention to potential misadvice from financial advisors.
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The article, by John Darer, discusses the complexities and potential legal issues surrounding factored structured settlement receivables as qualified funding assets. It raises concerns about misrepresentations of structured settlement payment rights, questioning the legitimacy of these agreements and their tax implications under Internal Revenue Code. The author urges readers to seek clarification and professional advice.
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The National Association of Insurance Commissioners implicitly stated in its Statutory Issue Paper 160 that acquired structured settlement payment rights are not an annuity. Investors beware!
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The name MJ Structured Settlement Annuities is wholly misleading The company buys and sells structured settlement payment rights, not structured settlement annuities, which are owned (and after the structured settlement factoring transaction remain owned) by the qualified assignment company.