Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
about
Category: Coral Springs Structured Settlement Receivables
Coral Springs Structured Settlement Receivables is a collection of blogs and articles on the subject of structured settlement receivables that may be of interest to Coral Springs Florida residents, financial advisors and others. Structured Settlement Receivables ARE NOT annuities. Receivables is the proper terminology, however such instruments may be referred to inaccurately as Secondary Market Annuities (SMA).
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Trending Slowly but Surely Genex Capital—————-> “Fixed Rate Runner” (2026) A Review of Genex Capital’s Fixed Rate Runner™🟦 – Structured Settlements 4Real®Blog 2026 May 30, 2026 Pacific Structured Assets (Catalina) –——>”the underlying structured settlement was originally funded by an insurance company purchasing an annuity for the claimant. When the claimant sells their payments, the investor…
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by Structured Settlement Watchdog® 🧭Leskus Discussus: Holiamus Moly Moly Molé 🦟Bitten by mosquitoes, itching at the same old spots — the Holy Moly, the MOLY MOLY MOLÉ — the pattern🔁 always resurfaces. For more than a decade, the structured settlement secondary market has evolved in ways that reflect regulatory guidance, industry consensus, and simple accuracy.…
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#toddlersongs MJ Settlements continues to market Genworth‑backed payment receivables as if they were supported by A‑rated insurers, even though every credible source places Genworth at C++ or B‑. Some lessons are learned early in life. Children learn their ABCs in nursery school. The point is simple: Todd Lesk doesn’t know his ABCs — his A.M.…
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Genex Capital has improved clarity in its offerings by rebranding its Assured Annuity platform to the Fixed Rate Runner™, accurately describing payment receivables instead of annuities. This change reduces confusion allowing for better investor understanding and aligns with regulatory standards, encouraging the industry to adopt clearer terminology in the tertiary market.
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The MJ Settlements brochure misleadingly promotes factored structured-settlement payment rights as “Secondary Market Structured Settlement Annuities,” creating a false impression of insurer backing and protection. This misrepresentation exposes retirees to significant risks, as they believe they are purchasing regulated annuity products when they are not. Clarity and accurate terminology are essential.
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MJ Settlements misrepresents its structured settlement receivables as safe, A-rated products, using misleading terms like “SSA” and “Guaranteed to Outperform.” The company fails to disclose significant risks, including long deferral periods for payments and lack of state protections, ultimately masking the true nature and credit quality of its offerings.
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The tagline “Guaranteed to OutPerform” used by MJ Settlements is misleading and non-compliant, suggesting unrealistically high returns without substantiating performance claims. It implies guarantees that do not exist, potentially exposing the company to regulatory scrutiny and legal action. Such claims undermine consumer trust in the structured settlement industry, presenting serious ethical and legal risks.
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Todd Lesk Permanently Barred from FINRA but Lists FINRA on LinkedIn as “Licenses and Certifications”
Todd Michael Lesk, CEO of MJ Settlements, was permanently barred from FINRA on October 6, 2023, prohibiting any affiliation with broker-dealer firms. Despite this, he continued to display invalid licenses on LinkedIn. The situation raises concerns about misrepresentation in marketing structured settlements. The blog highlights these discrepancies.
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The content critiques MJ Settlements’ notion of “Trust” while highlighting its complexities and risks. Trust is essential for societal cohesion and economic transactions. It questions the credibility of MJ Settlements’ claims regarding their products being supported by insurance companies, juxtaposing this with concepts of truthfulness and reliability in trust dynamics.
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MJ Settlements advertising is like playing a childhood game of “Spot The Difference”. So Let’s Play and Critique at the Same Time. Note: Both of these images were captured from public facing images on the MJ Settlements X account on October 15, 2025 for reference purposes only. No copyright claimed. Name of Insurer Not an…