Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- New Jersey Structured Settlement Factoring Reform NJ A5695 — Tighter Rules for Structured Settlement Cash Now
- Daily Rates: An Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
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Category: Chicago Illinois Structured Settlements
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Payment of (structured settlement) brokers’ commissions from out of the money Lexington paid for the annuities does not belie the facts that Lexington paid the amounts it quoted and that appellants received exactly those specific annuity payments the settlement agreements had promised,
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Qualified assignments only became available for workers compensation cases filed AFTER August 5, 1997. An outstanding workers compensation liability can also be settled using a reinsurance solution if the employer is insured.
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Vigilance is important in these portfolio sales as Athene’s purchase of Aviva USA amply demonstrates. In Allstate’s case its Advance Funding Exchange Notice is an important liquidity feature. Protections must remain so Allstate annuitants are not left to the structured settlement factoring vultures.
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Lead plaintiff John Griffiths and I got ahead of this, making the discovery in Fall 2014. The 2015 class action filed by Marcus & Auerbach led to what can only be seen as a positive result for over 4,000 annuitants. Nobody lost money, no money was in imminent danger and this was nipped in the…
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It can be very painful to watch a lump sum erode, just like sand drifting out an hourglass. It especially hurts if you do not have the means to replace it. I can help
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Recycled structured settlement payment streams (structurred settlement receivables) are not a suitable replacement for traditional structured settlements. Because the structured settlement receivable is taxable and also fraught with risk, the deal is not as good as advertised
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The S&P 500 does not back any structured settlement or periodic payments. “Backed” and “based” are two different things. “Based on an objective formula based on the performance of the S&P 500” does not equal “backed by the S&P 500”.
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The person listed on the annuity contract as the beneficiary(ies) supersedes wills and trust documents naming others. In a structured settlement, the payee doesn’t own the annuity, but the right to designate and/or change a beneficiary is usually conferred in the settlement agreement. Don’t wait fo a “Round Tuit”
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AIG Structured Settlement Class Action Dismissed With Prejudice | Ezell v Lexington Insurance et al.
Plaintiffs failed to prove a Civil RICO conspiracy and failed to prove fraudulent misrepresentation claim an thus claims against all defendants were dismissed with prejudice.
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If these folks actually bought an annuity, instead of the scam labeled derivative investments that they were sold, they wouldn’t be incurring the additional costs, aggravation or uncertainty.