Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- New Jersey Structured Settlement Factoring Reform NJ A5695 — Tighter Rules for Structured Settlement Cash Now
- Daily Rates: An Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
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Category: Chicago Illinois Structured Settlements
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Joe Gargan, CEO of The Pension Company, pled guilty to embezzling $8 million meant for annuities funding minor settlements. This criminal act not only raised concerns among clients but also imposed additional costs on taxpayers. The case highlighted the need for escrow and proper safeguards to prevent similar fraudulent activity in structured settlements.
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As more settlement planners have ventured into qualified settlement fund administration in the hope of stirring up the money funnel for big structured settlement annuity, life insurance and investment commissions, perhaps it’s time for ethical questions to be raised. Can one wear too many hats?
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IRC 130(c) is a definition of what a qualified assignment IS, in the context of what a qualified assignment DOES from a tax standpoint. IRC 130(c) and the other parts of IRC 130 are not mutually exclusive. Potentially huge tax consequences to attorneys deferring with factored structured settlements.
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An Oregon Administrative Law Judge (“ALJ”) previously found that a Plaintiff’s structured settlement annuity was not an excluded resource for purposes of SSI. In a 2-21-2020 decision, the decision was REVERSED and this matter was REMANDED for recalculation of benefits. Here’s the story
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John Hancock Life is rolling out a new structured settlement exchange program that enables John Hancock annuitants to address their liquidity needs when they arise, while providing a measure of protection against secondary market predators
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Life is not an arc as the structured settlement broker says. Transitions are an iterative process not a linear process. While life may throw you a couple of curve balls, life itself is neither linear nor a smooth curve like an arc.
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Payees have sued the USA over ELNY shortfalls and failed. The United States Court of Appeals for the Federal Circuit in Langkamp case focuses on the settlement agreement. The USA’s commitment was inherent in the language of the agreement, the opinion by Judge Haldane Robert Mayer said.
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40% of investors in factored structured settlement payments are hedge funds, 50% are life insurance companies and 10% individual investors. Would an audit shown rhedge funds and life insurers are profiting from some of the worst cases of financial rape of minorities, and retirees?
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Structured Settlement Industry at “Half Time” 2019. After returning to $6 billion in production in 2018, production through Q2 2019 exceeded $3B in premium for structured settlement annuities Top 3 were MetLife, Pacific Life and Berkshire Hathaway . Prudential and USAA Life Insurance Company round out the top 5 at half time.
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Under French law, any partners and children will receive a monthly benefit of up to 80 percent of his salary until what would have been his retirement age and then a share of his pension. C’est la vie!