Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
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- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
about
Category: Chicago Illinois Structured Settlements
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Higher taxes make structured settlement tax advantages inherently more valuable. Paul Tudor Jones II, the billionaire hedge fund manager is quoted ‘There’s plenty of room to raise taxes’: Jones says the US will need to change Social Security, cut federal health insurance to deal with a worsening debt crisis — are you ready?
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Structured settlement daily rates are like daily specials at a restaurant. Just like daily specials at your favorite restaurant can vary from day to day, so can daily rates for structured settlement annuities.
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Structured settlement payments can be equal or unequal, depending on their qualification status. Qualified payments allow flexibility in types and durations, while non-qualified payments are subject to specific IRS rules regarding equal payments. Various companies facilitate these assignments, and there are alternative funding options beyond traditional annuities.
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Structured settlements are negotiated and are the result of a compromise. Awards are not settlements A Grammy Award is not a settlement. An Academy Award (Oscar) is not a settlement. Iff the President pins the Medal of Honor on you it is not a settlement. If you make Dean’s list it’s not a settlement.
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4structures.com LLC maintains a list of Customers Service Telephone Numbers for Current and Former Structured Settlement Annuity Issuers.as a courtesy for structured settlement consumers, Structured Settlement Annuity Company Customer Service Phone Numbers (4structures.com)
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Work with a credentialed and experienced settlement planner to explore your options before signing any settlement agreement and release.
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Divorce rates in the U.S. stand at approximately 44.6%, necessitating careful handling in structured settlements, particularly during split funding. Effective documentation and communication are vital to prevent errors that can harm clients. Issues arise when annuity issuers change processes, emphasizing the need for updated procedures in anticipation of foreseeable challenges.
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A funding agreement is a low-risk, fixed-income B2B investment that an institutional investor may purchase similar to a period certain annuity. Funding Agrement structured settlements are an alternative to an annuity to fund a non qualified assignment using a domestic assignment company.
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The 11th Circuit of the US Court of Appeals has pulled the plug on Lujerio Cordero’s Serial Structured Settlement Factoring Case, following the majority opinion in the NY Court of Appeals in April 2023..11th Circuit notes that Cordero DID NOT sue the Structured Settlement Factoring Companies
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Based on the New York Court of Appeals’ reformulation of the question, it concluded that such allegations do not state a cognizable cause of action for breach of the implied covenant. Plaintiffs failed to sue the unlicensed and under regulated structured settlement factoring companies.