Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: Broward Structured Settlement Cash Now

JG Wentworth is Subject of Money Maker Mag’s Loud AI Driven Explosive Word Fart

November 26, 2023

The content critiques J.G. Wentworth’s portrayal in Money Maker Magazine, arguing that it exaggerates the company’s role in structured settlements. It highlights discrepancies in their claims, such as not providing financial advice, and notes their history of bankruptcies. Overall, it argues that the magazine’s representation fails to reflect reality.
11th Circuit Court of Appeals Pulls The Plug on Cordero Serial Structured Settlement Factoring Case

June 17, 2023

The 11th Circuit of the US Court of Appeals has pulled the plug on Lujerio Cordero’s Serial Structured Settlement Factoring Case, following the majority opinion in the NY Court of Appeals in April 2023..11th Circuit notes that Cordero DID NOT sue the Structured Settlement Factoring Companies
Novation Settlement Solutions and Questions of Facts That Explain Nothing

January 3, 2020

In October 2015, Novation Settlement Solutions exploited a young Black New Yorker through a structured settlement transaction, earning over $1.4 million. They misrepresented questions as “facts” in promoting structured settlements, failing to adequately inform clients. This misleading approach emphasizes the company’s questionable motives in financial dealings.
Structured Settlement Gone Weeks After Referral to Alleged Hip Hop Sham

August 18, 2019

Shortly after Liberty Settlement Solutions bought the structured settlement payments, Plaintiff was referred by an officer of Liberty, to an associate of hip hop producers Cool & Dre. The money was gone in an alleged investment sham, the lawsuit alleges on behalf of the disabled adult plaintiff,
Unregulated Practices in Structured Settlement Sales

January 29, 2014

The article highlights the unethical practices in the structured settlement secondary market, where firms from the National Association of Settlement Purchasers (NASP) lure annuitants with checks that incentivize selling their settlements at minimal value. It criticizes the lack of regulation compared to traditional consumer protections against rebating, exposing a systemic exploitation of vulnerable individuals.