Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

Structured Settlement Holders | Beware the Function “at The Conjunction”

by Structured Settlement Watchdog

In Conjunction With” is a Red Flag

If you are receiving structured settlement payments, exercise caution when approached by individuals or companies, potentially lacking professional licenses, who claim to operate “in conjunction with insurance companies” or “in conjunction with insurance policies” while attempting to exploit your settlement for their gain.

When Cash Now Predators do the “Zoom zoom

Some of these actors might appear at your door or pop up in a Zoom meeting, proudly sporting shirts plastered with the trademarked logos of one or more insurance companies, and casually sprinkling in the phrase “in conjunction with” like it’s the secret ingredient to their sales pitch soufflé.

“In combination with…”

The phrasal adverb “in conjunction with” means done or used with something else, according to Collins English Dictionary. If one thing is done in conjunction with another, this means that the two things are done or used jointly or together. This phrase can be used in normal speech, but can also be a legal term, usually used on things like coupons. A coupon may detail in the fine print that it cannot be used “in conjunction with” any other special offers or discounts. Source: The Word Counter 

It’s a good practice to avoid getting too “far and tethered” before verifying if the individual and company is authorized to do business in your state and holds relevant professional licenses. 

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