Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Paymaster.Co Brandjackers Updated Website

by Structured Settlement Watchdog

Paymaster.co website continue to appear to brandjack anyone associated with structured settlements to draw traffic to its website and to generate leads for its pennies on the dollar value proposition.. 

Pelican Brief on Paymaster

The “Pelican Brief” on Paymaster.co

The Paymaster.co website contains a privacy policy which states the following:

Cash advances are subject to approval at Paymasters sole discretion. Advance applications are subject to meeting our underwriting requirements. In some cases, a cash advance can be given within 24 hours once: (1) We receive an executed and completed copy of our structured settlement payment purchase agreement including all ancillary documents; (2) We get confirmation that you have the payments that you are selling and that they are unencumbered; (3) and are pursuant to governing laws in the applicable jurisdiction.

Below the call to action to fill in a form for information is a series of listings of companies that includes a list of all its competitors , their addresses, phone numbers, emails and websites. It should be noted that  none of the phone numbers, emails or websites are live linked.  The only live phone number is that of Paymaster.co  888-999-eight-six-zero-six

Paymaster.co also includes a list of life insurance companies and a list of structured settlement consulting firms, also including names, addresses, phone numbers and emails and websites, similarly without live links.

Brandjacking is old school structured settlement factoring baloney,  originally associated with websites such as:

  • structured settlement-quotes (which was acquired by Genex Capital in 2011, and at time of publishing still carries its moniker);
  • and JRR Funding/Ruddie/Blank project Einstein, before the JRR Funding and associated companies’ 7 year ban in Maryland arising out of their fraud in 2018;

As critical as I am about their site’s accuracy at least Annuty.Org, which is also brandjacked by Paymaster.co,  generates original content and does not brandjack competitors to generate leads for business.

Besides brandjacking, Paymaster.co suggests that factoring discount rates range from 8% on up, when that is simply not true in 2021. The average of 12% that they tout is rip off range. Totally non credible.

 

 

 

 

 

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