Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Companies To Definitely Avoid If You Need Help Setting Up A Structured Settlement

by Structured Settlement Watchdog

Baker's Dozen of Companies Not Licensed or Appointed By Structured Settlement Annuity Issuers Who Can't Set Up A Structured Settlement For You

Structured settlement cash now

Tempting But Deadly Baker's Dozen

 

  1. JG Wentworth
  2. Peachtree Settlement Funding 
  3. Black Square Financial
  4. Rising Capital
  5. Annuity Transfers
  6. CBC Settlement Funding
  7. Pitchberg Funding
  8. Novation Settlement Solutions
  9. 123 Lump Sum/ Structured Settlement Capital
  10. Genex Capital
  11. Client First Funding
  12. Stone Street Capital
  13. Rightway Funding

Websites To Avoid if Looking to Set Up a Structured Settlement

  • Annuity.org, a shill site for CBC Settlement Funding, Fairfield Funding and others.  What is represented as fact checked is often inaccurate. Credibility hobbled by poor research and lack of willingness to improve.
  • Structuredsettlements.com, a shill site for cash now pusher CBC Settlement Funding (and it is  believed others) that proves that a lead genrators buying an expensive keyword focused domain does not assure reliability for consumers.  A glaring example of the website's ongoing incompetence:
    "Temporary life annuities provide payments for your entire life but no money for beneficiaries when you die". Actually a temporary life annuity  ("temp life annuity") pays for a fixed term, only if the measuring life is living. For example a 12 year temporary life annuity would pay a maximum of 12 years, if the measuring life is living. A life annuity not preceded by the word temporary , or a period certain and life annuity, would pay for the entire life of the measuring life.


  • Paymaster.co names names for SEO purposes but provides little to no useful information if you're looking to establish a structured settlement.
  • Structuredsettlement-quotes.com.  Site associated with Genex Capital of Vancouver and a Dover Delaware UPS store mailbox. Contains grossly outdated information about insurer ratings that have not been updated since 2012. The site still posts 2009 ratings from Standard & Poors.
  • Structuredsettlement.us.com. Churns out repetitive nonsense to generate leads for an as yet unknown factoring company.

 

 

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