Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

by Structured Settlement Watchdog

Lawson Capital Funding says "At Lawson Capital Funding, we can provide holders of structured settlements who receive installments payable by insurance companies with a lump sum of cash to be used for…Taking Dream Vacations and Exotic Travel".  

That's just plain dumb.  The indisputable fact is that if you sell your structured settlement to Lawson Capital Funding, or any other company, you will lose money 100% of the time.

Why give up or reduce your guaranteed income stream to pay for a vacation that you can't afford?  Not just a trip to Disney World, but an exotic locale, where the only winner is the structured settlement buyer, no matter who that is. 

Why not just save income from your  job, if employed, or your structured settlement "job", like everyone else?

Ideas For Satisfying Your Wanderlust Without Selling Your Structured Settlement  

#LifeHacks

10 Exotic Vacations That Won't Break The Bank  Men's Health August 6, 2014

The 33 Cheapest Places To Travel Women@Forbes January 11, 2018

And Wytheville, VA based company is not advocating one questionable move (i.e. vacations) but two or more.

D-I-V-O-R-C-E | How Many Splits Must One Do in Splitsville?

Lawson Capital Funding also suggests selling your structured settlement to pay for a divorce. Why would you want to take a more of a haircut than necessary, when you can simply get an order and have the payments split?   

Lawson Capital Funding v Novation Funding | The steel cage match of "Maximum Payout"

Lawson Capital Funding claims it will assist you in receiving the maximum amount of lump sum cash for your structured settlement. I'd be interested in a  steel cage wrestling match between Lawson Capital and  Novation Funding d/b/a Novation Settlement Solutions, the financial rapist of Cedric Martez Thomas which also claims it pays the maximum. The winner goes against a colleague of mine from Buffalo New York, whose company claims to be able to beat JG Wentworth and Peachtree by 50%. May be worth comparing pre settlement funding rates too, as the Buffalo bill is only 7% simple interest, through a charitable foundation.

"Stuck in An Oxymoron And They Can't Get Out"   (imagine a jingle sung by Bono to the tune of "Stuck in a Moment")

The oxymoron "Court Awarded Structured Settlements" is endemic to structured settlement factoring websites .  Elementary my dear Lawson, If it's an award it's not a settlement and if it's a settlement, it's not an award.

New York has a pair of periodic payment of judgments statutes.

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