Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

A Cash Annuity: No Such Thing. Just Fools Taking You For a Fool

by Structured Settlement Watchdog

Surf’s up in Los Angeles, as a privately registered website masquerading as a company serves up an homage to “nincompoops” called  “What is a Cash Annuity?”  There is no such thing as a cash annuity.

To bewilder people more than they themselves are bewildered CashInYourAnnuity(dot)com  (CIYA) includes the following misleading explanation

“A cash annuity is a fixed amount of money that is awarded to someone over a pre-determined length of time. Rather than receive all of the money at once which is commonly referred to as a “lump sum,” many plaintiffs choose to receive more of their settlement through spaced out payments which are non-taxable. This allows people to get more money from their claim.”

  • Sounds like the misinformed and misinforming trying to explanina stuctured settlementa structured settlement to me. Ha Ha!
  • I know weed is now legal in California, but you don’t have to smoke it to get “spaced out payments”, commonly known as “periodic payments”.
  • And like duh, structured settlements are settlements, not an award.  

The Blithering Peanut Awards and Structured Settlements – Structured Settlements 4Real®Blog

Further forensic evidence suggests a connection to Ryan Blank and Richart Ruddie, whose AnnuitySold and other brands were banned in Maryland for 7 years.  No Surprise there.  The same Google Analytics ID was used for Einstein Structured Settlements and other properties know to be associated with them.

 

 

Posted in , , , , ,

Discover more from Structured Settlements 4Real®Blog 2026

Subscribe now to keep reading and get access to the full archive.

Continue reading