Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Felony Drug Charges for Former “Senior Financial Adviser” to “Structured Settlement Buyer”

by Structured Settlement Watchdog®

Drug bust

Busted!

Nicholas John Jackson, an Annapolis Missouri man formerly associated as a consultant with various structured settlement buyers, is now facing felony drug charges filed in St. Francois County on  January 6, 2016, according to public records [see 16SF-CR00066 – ST V NICHOLAS JOHN JACKSON at Case.net].  Jackson has served jail time several times since 2012 and it was only in September 2015 that Jackson was sentenced to 80 days in jail over a domestic assault charge from September 2012.

Nicholas Jackson, who also operated as Jackson Structured Funding and Selling Your Structured Settlement (SYSS) in Annapolis Missouri

Lacking a license and proper credentials, Nick Jackson presented himself on LinkedIn as a “Senior Financial Adviser” to Mt. Airy’s David Springer.

David Springer, associated with the judicially designated purported company “Sovereign Funding Group,” was sued in 2011 and subsequently found liable by a Maryland federal judge in 2015.

We continue to call for robust regulation of the structured settlement secondary market that includes a licensing standard and background checks.  No such regulation exists today

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