Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

Annuity Sold Claims to Be “Licensed to Purchase”. It’s Baloney

by Structured Settlement Watchdog®

Annuity Sold, another website creation of Owings Mills’ Rich Ruddie and Ryan Blank of JRR Funding and 80_smells_bad
Greenspring Funding, claims to be licensed and qualified to purchase (structured settlement) payments in all 50 states  [see screen shot below dated August 9, 2015].

The issue is that there’s no licensing requirement to buy structured settlement payments, which poses a significant problem. The Washington Post highlighted this in its August 25, 2015, front-page story about Access Funding and the exploitation of Baltimore’s Black community. 

To wit…  “Rose, who spoke to The Washington Post on the condition that her full name not be used, had just tumbled into the little-noticed, effectively unregulated netherworld of structured settlements“. (emphasis added) Perhaps it’s time for the Brian “Frosh Pit”

In the past 3 years, the creators of Einstein Structured Settlements have been called out by the Structured Settlement Watchdog® for using paid fake testimonials pawned off as if they are real customers; advertising and trying to collect money for a settlement planning seminar at the Holiday Inn in downtown Chicago that never happenedadvertising false academic degrees to increase prestige.

The latest Ruddie/Blank company stunt involves a mismatched pairing of a vanity Hawaii phone number using the  808 area code with a map of Long Island. The 808 telephone area code covers the inhabited, developed and uninhabited areas of the Hawaiian Islands out to Midway Island and Wake Island. 808 was issued as Hawaii‘s area code shortly after its statehood in 1959  [ Wikipedia]. 

Annuity.org filed a complaint under the Digitial Millennium Copyright Act with Google, demonstrating how the material was copied.  A copy of the DMCA filing take down can be found at Chilling Effects.org. Richart Ruddie was sued for Conspiracy and Deceptive Trade Practices  in 2012, by Las Vegas sports betting giant Bill Walters, as part of litigation against companies and individuals that Walters said put up phony websites to trick gamblers into thinking they were buying betting tips from him.

Annuty Sold licensed to purchase false advertising 9-8-2015

Example of AnnuitySold blatant false advertising

 

Posted in , , , , , , , , ,

Discover more from Structured Settlements 4Real®Blog 2026

Subscribe now to keep reading and get access to the full archive.

Continue reading