Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.
The National Association of Elder Law Attorneys (“NAELA”) is working to get Congress to amend and improve U.S.C., § 1396p(d)(4)(A) with a goal to have amendment completed prior to the end of 2013.
The first amendment, if passed, would authorize disabled individuals under the age of 65 to create a Special Needs Trust (“SNT”)
Currently, a Special Needs Trust can be created only by a court or the trust beneficiary’s parent, grandparent or guardian. The current regulations do not clearly address a scenario where a physically disabled individual is mentally competent, not involved in a lawsuit, and without parents or grandparents that are alive, capable and/or willing to serve.
The second amendment, if passed, would permit military retirees to assign their pensions to a Special Needs Trust where such assignments are not currently authorized
Helping Americans who suffer from profound disabilities sustained in the service of their country is an honorable goal.
Both amendments would be positive developments, designed to give disabled Americans more choices and control over their own destiny.
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