Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

CPLR 50-B | New York Property Damage Judgments

by John Darer® CLU ChFC MSSC RSP CLTC

While Article 50-B of the New York Civil Practice Law and Rules (CPLR) is most commonly associated with the payment of damages in personal injury and wrongful death actions, the title of the statute reads “Periodic Payment of Judgments in Personal Injury, Injury to Property and Wrongful Death Actions”.

To the extent that damages* in property damage litigation extend into the future and exceed the $250,000 statutory threshold, the litigants could benefit from the services of a New York CPLR 50-B Expert to analyze the exposure. As with actions for personal injury the low discount rates combined with the statutory growth rate create an advantage for plaintiffs. in such actions where there is good liability.

For more information please contact John Darer at 888-325-8640

*or potential damages

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