Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Novation Capital’s “Personal Stimulus Check” | Handing You Your Own Money At A Cost

by  Structured Settlement Watchdog

I nearly spit out my tea this morning upon hearing a Novation Capital spokesperson on CNBC refer to a selling a structured settlement payment rights as your own "personal stimulus check". 

The implication that money derived from the necrosis of your future financial security is  a "financial stimulus" in the same vein as the checks United States taxpayers received in 2009 is just "stunning".

Yet another example of how the lack of regulation of advertising and promotion in the structured settlement secondary market enables cash now pushers to say and do anything to shill their wares.

 

 

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One response to “Novation Capital’s “Personal Stimulus Check” | Handing You Your Own Money At A Cost”

  1. Risa Lower Avatar
    Risa Lower

    Sounds just like the same song and dance as Woodbridge Structured Funding.
    What a shame there is not a greater voice from those trying to protect plaintiffs…I hope people are out there making plaintiffs counsel aware, so they, too, can warn their clients against this insidious form of disinformation. Thank you for your continued efforts, John.
    If there is only one message out there, what is a vulnerable victim to believe, or who else is there to turn to?
    We in the industry have to do a better job of educating plaintiffs about who and what is in their best interest.

    Reply

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