Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

by Structured Settlement Watchdog

They say that imitation is a form of flattery. But when it comes to Solid Funding, it sometimes deserves to be considered no more than a farce, kind of like this Eddie Griffin classic

Solid Funding's writers cobble together bits and pieces of what I have written into something that is inaccurate about structured settlement lock-ins.

"There are states that are always busy with more critical cases which makes it harder for anyone to estimate as to when the court will finalize the settlement structure process. Because if (sic) this, we advise that you get (sic)  a reasonable purchase date for structured settlement lock-ins. This would give you a buffer safe  in case you suffer a delay. This is what we call a date slide. This is an acceptable period of when payment may be delayed without interest repercussions of a protracted Court approval process."

Comments:

A date slide  is a term to describe the resetting of structured settlement payment dates to account for a delayed purchase date. Generally there is a day for day date slide, but the terms must be carefully set forth in the settlement documents, including any applicable court order.

"There are instances when the court process takes months on end to reach a decision. There are also instances when the court asks for actual instead of hypothetical benefits. This allows them to better assess the benefits and be assured that these benefits remain available to the recipient. If there is a lock in, the benefits that are submitted to the judge is the actual benefits that the recipient will get as long as the structure fund is available on time".

  1. The Court process does not reach a decision. The judge does.
  2. Are /Is?
  3. Fund/funding?

"The funder can wait several months before he is legally required to pay. The grace period is different in each state. For New York, a funder has up to 90 days from the time the funder gets a formal order to start paying. Some funders request that they be given a number of months to complete the fund especially if they are settling a large sum of money. This makes it a complicated process but, at least, the structured settlement element of the plan may be finalized early. The time it will take to complete the fund will not have an adverse interest effect on the money when there is a lock in."

The statutory rule in New York is 21 days.  Some municipal entities like the City of New York have up to 90 days. Sometimes parties negotiate a waiver of the 21 day time limit.

The stuctured settlement watchdog has no problem with people writing about structured settlements. But simply  hiring an SEO firm to do your writing for you, without your proof reading it,  is a recipe for disaster. SEO firms and content farms cannot do a better job at writing about subjects they don't know like you do. Please make the writing  accurate, by researching the story. Don't just start by copying someone else's work and change a few words around. 

 

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