Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Treasury’s Financial Crimes Unit Eyed Potential Purchase of Structured Settlement by Terrorist Org.

Buried on page 34 of the 74 page January 2010 Suspicious Activity Report Filings of the United States Treasury's Financial Crimes Enforcement Network is:

"Another report described an inquiry from a third-party structured settlement broker regarding the possible purchase of a “non-qualified structured settlement annuity.” According to the narrative, the broker said the payees of the settlement were American citizens and the payor was an “unnamed foreign terrorist organization” backed by an unfriendly foreign government.

The broker refused to divulge the identities of any of the involved parties, “repeatedly stressed that the transaction was legitimate,” and cited an unnamed legal opinion that “indicated that no OFAC license was needed.” The broker provided no documentation, and later withdrew the proposal".

 
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