Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

Wizard_moving_magic_staff_lg_clr Witch_fly_lg_clrFormer structured settlement broker and Tulsa attorney Richard B. Risk, Jr. ("Dick Risk") of the Risk Law Firm, issued comments on proposed changes to regulations on the exclusion of physical injury or sickness damages from gross income. The proposed changes to the Regs concern the removal of the requirement that personal injury damages be based on "tort or tort-type rights".Download 2009_Tax_Notes_Today_192-21

Risk has asked the IRS to publish rules on the application of the economic benefit doctrine to amounts received to resolve claims. The economic benefit doctrine is one of the major arguments raised by opponents to the single claimant QSF.

Risk suggested wrapping the support points to the single claimant 468B QSF argument into IRC 104. Risk's comments appeared in Tax Notes October 7, 2009. The then 7 year pending issue of guidance on the single claimant 468B was removed from the Treasury Department's 2009-2010 Priority Guidance Plan much to the chagrin of its proponents.

In his November 28, 2009 "sour grapes" about the Priority Guidance "swansong",  Patrick Hindert cited that Risk " interprets the decision to remove the single claimant 468B project from the Priority Guidance Plan as evidence that sufficient guidance favoring single claimant 468B QSFs already exists. So why all the "shuckin" and "jivin"?

After years of energy thrown into the Priority Guidance plan, Risk now points to I.R.C. § 7805(d) which requires the Treasury Secretary to “prescribe all needful rules and regulations for the enforcement of [the Internal Revenue Code].” Risk concludes that Treasury’s decision is an acknowledgment that additional guidance is not “needful.”  I guess that explains the Risk kitchen sink "strategy"  described in the above commentary. How much Errors & Omissions insurance does Risk have to support the speculation?

 

 

 

 

 
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