Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

by John Darer CLU ChFC CSSC RSP

According to material contained in a Symetra Life Ins. Co. v. Rapid Settlements, Ltd., — F.Supp. —, 2009 WL 2252248, *3 (S.D. Tex. July 28, 2009),  NASP has a code of ethics

As stated therein, The NASP Code of Ethics requires adherence to the SSPAs and to federal law. It
provides:

A) Members shall follow and adhere to all state and federal
statutory law applicable to the transfer of structured
settlement payments;
B) Members shall not purchase structured settlement payments
unless the transaction has been approved in advance by a
court or administrative agency;
C) Members shall not knowingly purchase worker’s
compensation payments or broker such transactions to a nonmember.

It's a pity that many members of NASP apparently choose to interpret the words "federal law" to mean only law embodied in IRC 5891.

The FEDERAL truth in advertising laws are clear and some NASP members lie about their ability to deliver what they promise in their advertising, particularly with respect to the ad nauseum, "Cash Now". Why is it so hard for people to tell the truth?

Thanks to the secondary law blog for alerting us to this incomplete  "code of ethics"

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