Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Hartford To Keep Life Insurance Business- Dow Jones

Just days after it was approved for $3.4 billion from the Troubled Asset Relief
Program (TARP), The Hartford has announced that it WILL NOT BE SELLING its life
insurance business.

The last few months had brought rampant speculation that Hartford has been trying to offload its life insurance and property/casualty
operations first to Metlife and then to Sun Life of Canada.

Dow
Jones Newswire first reported the above announcement purportedly through a leaked employee memo
from CEO Ramani Ayer, in which he stated that the company would “continue to operate strong
wealth management and retirement business, including mutual funds, retirement
plans and a structured annuities business. As a result, we will move forward
with both property and casualty and life businesses.”

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