Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Which Side of “Most Of” Do Hartford Structured Settlements Fall?

by John Darer CLU ChFC CSSC

Various news reports citing anonymous sources on Friday said that Hartford Financial Services Group Inc. is in talks to sell most of its life insurance subsidiary to Sun Life Financial Inc.of Canada, a fine company north of the border that has good brand awareness in the United States advanced life insurance and estate planning market with Sun Life Assurance Company of Canada (and its New York subsidiary).

Splitting the Hartford, Conn.-based insurer in two and unloading most of the life division is among the options being discussed, although a deal isn't certain, according to a report on Bloomberg News.

Any discussion of Hartford Financial Services Group Inc. will be of concern to those that have their funds in Hartford Life annuities , including structured settlements and structured attorney fees with Hartford Life Insurance Company.

The words "most of" in the report of particular interest to this author and looks for a communication from The Hartford to explain what is going on.

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