Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

It’s Halloween and "financial crack" dealer Woodbridge Investments’ Chief Ghoul Scott Schwartz is offering structured settlement annuitants a treat, or is it a trick? The would be goblins at the Woodbridge Investments "pawn shop" freely admit that " economic paralysis has not yet taken place, but for many Americans watching the media, reading their newspapers, and not understanding wholly what has taken place in our country’s economy is enough to ring the bells of panicPumpkin_barfing. So instead of educating and helping people understand Scott Schwartz and crew are taking advantage of the panic.

Woodbridge is advertising that annuitants are "selling their payment for top dollar today".Time for a dose of reality. First the dollars need to be discounted to present value, Woodbridge then needs to put in its opportunistic profit margin and then the whole transaction must be approved by a court pursuant to the majorty of states’ structured settlement protection acts.

Once again, if the ghouls are offering to buy the rights to your American General, AI Life or VALIC structrued settlement then they believe THERE IS VALUE in your asset.

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