Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

New Ethics Questions Raised of Certain “Plaintiff Only” Structured Settlement Consultants Turns the “High Beams” on Others

"Make sure your structured settlement consultant is plaintiff only" reads warning message by a certain Structured Settlement Firm in a very recent law journal publication

FACT: Members of the same firm made continuous declarations under penalty of perjury to the United States Department of Justice that they have substantial experience providing  structured settlement services to defendants or their counsel in each of the last 3 years.

Download 28CFR50.24.pdf . The list was created because it WAS mandated by Congress.

Mutually exclusive statements.   BOTH CANNOT BE TRUE…so which one IS true?

Is another "plaintiff only" "drunk on absolutes" structured settlement broker or settlement planner headed to "the regulatory gallows" for their hypocrisy? Will they drag down the reputation of the trial lawyer associations who partner with them?

DEVELOPING STORYSherlock

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