Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Now There’s Patriotic Deep Discounting!

With July 4th less than 2 months away, some wizkid got the bright idea that it would be neat to try a patriotic form of consumer predation by creating a website called "American Financial Freedom".

Alas, and with no surprise, Structured Settlements 4Real has discovered that "American Financial Freedom" is just a new shill for JG Wentworth.  And really folks…Libertyyou don’t have to part with your structured settlement at a deep discount to be a yankee doodle dandy.

Nice try Goodman! Tongue Out 2

Here are some clues for the unitiated:

(1)If there is a web site privacy policy and it doesn’t show a legal name, address and phone number of the business entity, check at www.coolwhois.com, where I discovered that site was connected to DMI Partners, the Philly fanatics that drive JG Wentworth’s direct marketing.

(2)Sure enough 2 minutes after my "request for information" was submitted to "American Financial Freedom" my phone was buzzing with yet another "Bryn Mawr bub" who then sent me this email.

Download jgw_american_financial_freedom_aha.pdf

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