Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

This year there have been a number of posts, on this blog and others, questioning the wisdom of Symetra Financial (formerly SAFECO) and its handling of the establishment of a factoring company, Clearscape Financial.

My opinion concerning the manner in which the Clearscape Financial introduction was handled has not changed. How can one forget the now gone "dread locked preppy lump sum dude" "dreams advertising", the cloak and dagger disclosure gambit, the business practice of marketing to the general structured settlement annuitant population (as opposed to better perceived "alternative" as a service to its own annuitants or policy owners a la Allstate)

ON June 26, 2006 The Puget Sound Business Journal published an article called Symetra Finds its Footing  which gives more insight into what is going on at Symetra and gives the story of an improving company under the leadership of its CEO Randy Talbot. Despite the encouraging positive spin there are structured settlement brokers who remain skeptical of the company. As the article details with respect to certain distribution networks Symetra will have to continue to work to mend bridges if the footing is reach its previous strength.

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