Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

April 26, 2006 Advertising Wall of Shame denizen, 123 Lump Sum apparently (1) has a sense of humor and (2) supports my point that selling your structured settlement payments (actually the rights to receive them) may be a dumb move (3) has no problem in exploiting “the dumb”.

If you do a Google Search for 123 lump sum, there is a listing and the URL link points to corporate web site. Download   123_lump_dumb

Apparently some “wise” marketing soul, perhaps one of knuckleheads recently cited by the Miami Herald (scroll down for reference) for the ability to compete against construction workers to “pass a cucumber from one teammate to another without using their hands or knees“, validated my point. Wonder if he or she gets it? We do!

 

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