Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

These Companies DO NOT Set Up Structured Settlements

No matter what you read in Internet search engine results:

  1. JG Wentworth does not set up structured settlements.
  2. Woodbridge Capital does not set up structured settlements.
  3. Structured Settlement Investments, Ltd does not set up structured settlements.
  4. Imperial Finance does not set up structured settlements
  5. 321 Henderson does not set up structured settlements.
  6. Stone Street Capital does not set up structured settlements,
  7. Peachtree Settlement Funding does not set up structured settlements,
  8. Patriot Settlements do not set up structured settlements.
  9. Rapid Settlements do not set up structured settlements.
  10. Bentzen Funding Solutions does not set up structured settlements
  11. Strategic Capital does not set up structured settlements
  12. R&P Capital does not set up structured settlements
  13. FDR Resources does not set up structured settlements
  14. The Structured Settlement Alliance does not set up structured settlements. Yeah, that’s right!
  15. Novation Capital does not set up structured settlements
  16. Capital Funding does not set up structured settlements
  17. Encore Funding does not set up structured settlements
  18. Oasis Funding does not set up structured settlements
  19. Northeastern Capital Funding does not set up structured settlements
  20. 123 Lump Sum does not set up structured settlements
  21. Clockwork Funding cannot help you set up structured settlements

They also don’t give structured settlement quotes, even if they may imply they do directly, or indirectly (by the way the search engines compile excerpts of text in search engine results). They do give quotes for "cash now" paid as part structured settlement factoring transactions.

Don’t let yourself be confused!

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