Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

Recent Posts

about

The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Selling Your Structured Settlement is A Cash Advance on Discounted Dollars

by John D. Darer CLU ChFC CSSC

It is a given that selling your structured settlement payment rights will not get you all of your money now or ever, because in determining how much to pay you, the future payment rights are first discounted (by the purchaser) to present value and costs are thrown in to the calculation.

Because the process of obtaining a qualified order takes 60-90 days if the Court approves the transaction at least one company is advertising that it will give cash advances. Creative? Yes Fills a need?  Yes  But at what price, or better said at what cost of money to the tort victim?

A sure way for tort victims to overpay for liquidity is to wait until the last minute.

Posted in , , ,

Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Discover more from Structured Settlements 4Real®Blog 2026

Subscribe now to keep reading and get access to the full archive.

Continue reading