Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

The Traumatic Brain Injury Association published an article by  attorney William Garmer, of  Garmer & O’Brien, LLP in Lexington, Kentucky, which lauds the benefits of structured settlements but warns plaintiffs of the "fast cash trap" offered by factoring companies. William Garner’s views in this article,first published in 1999, epitomize the nature of responses I have had when talking to plaintiff attorneys on the subject of structured settlement factoring. Attorney Garmer suggests that if faced with an offer to sell your structured settlement payment rights, or you are tempted to sell your structured settlement payment rights you should contact your attorney first.

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