Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

NASP 1999 Testimony Before House Ways and Means: Who Was Spinning Who?

by Structured Settlement Watchdog

Timothy J. Trankina, the founder and Chief Executive Officer of Peachtree Settlement Funding (PSF) in testimony before the House Ways and Means Committee March 18, 1999…under oath:

"Contrary to the message being "spun" by the proponents of the excise tax, on average, we charge discount rates of 18- 20% per annum. These rates are consistent with credit cards and other "b" and "c" lenders rates."

Download 20070509161857_001.001.pdf (see page 26 Paragraph H)

Download peachtree_absolute_assignment_2007.pdf

Download peachtree_absolute_assignment_1st_page_2007.pdf

Perhaps 8 years on, and 6 years after the seminal Victims of Terrorism Tax Relief Act of 2001, it's time for regulators to revisit any decisions based on Mr. Trankina's testimony.

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