Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

by Structured Settlement Watchdog

Who is H2H Notary LLC?

H2H Notary LLC, a Las Vegas notary public, advertises their services by misrepresenting that H2H Notary LLC actually notarizes annuity contracts for structured funding. I have created the meme below from an image that appeared on the H2H Notary LLC website for this critical commentary.

What is Structured Settlement Funding?

Funding is a term used by structured settlement factoring companies to describe the financial consideration paid to a structured settlement payee in exchange for the rights to certain structured settlement payments.  The transaction is known a structured settlement factoring transaction and its definition is set forth in Section 5891 of the Internal Revenue Code of 1986, as amended.

On the other hand…

Annuity contracts are issued by insurance companies and sold to consumers by licensed and appointed insurance agents or brokers. 

A mobile or onsite notary does not notarize annuities issued by any of the structured settlement annuity contracts I've seen over the last 27 years.  Hmm!

Structured settlement notary commentary

Las Vegas notary  HRH Notary LLC  in dubious claim that it has "notarized annuity contract 
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