Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Las Vegas Structured Settlements
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In October 2024, a post revealed that a Henderson, Nevada business named “Structured Settlement” misrepresented itself as a structured settlement company instead of a collections agency. In 2025, Nevada clarified definitions of structured settlements in law, emphasizing their distinction from collections, ensuring consumer understanding of this regulated financial term.
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Just Another Frickin’ Bastardization of the term “Structured Settlement”. Structured settlement has been bastardized by a Henderson NV debt collection firm that has nothing to do with structured settlements as defined under state and federal law. Now a Debtor’s Right’s law firm is the source of JAFBOTSS
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A structured settlement is NOT an award. A settlement is a compromise. A structured settlement may be part of the compromise. There has to be a “meeting of the minds”. There has to be an agreement. The settlement agreement is a contract.
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Structured Settlement Collection Agency Henderson NV and Other Not Structured Settlement Collections
Henderson NV collection agency uses the term “Structured Settlement” as its d/b/a company name and its Better Business Bureau profile. The Henderson NV collection agency however, has nothing to do with structured settlement under NV law. See NV Rev. Stat. Sec. 42.275
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Investors, financial advisers and insurers of financial advisors should be mindful of a crucial provision of the 2017 Life & Health Guaranty Associations Model Act (#520) which has been adopted by the majority of the United States when evaluating the suitability of structured settlement receivables as investments.
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John Darer reviews the Certified Structured Settlement Consultant (CSSC) designation, earned by completing a program by the National Structured Settlements Trade Association and the University of Texas at Austin. The CSSC program, established in 1994, requires 60+ hours of study, work experience, and passing an exam, ensuring expertise in structured settlements.
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In Nevada they license prostitutes and stock brokers, accountants and nail salons, but there are no regulations about Licensing of Structured Settlement Factoring Companies and their representatives who provide pennies on the dollar to individuals receiving structured settlement payments.
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People with structured settlements don’t actually own the annuities funding them; these annuities are typically owned by qualified assignment companies. However, individuals with structured settlements do have the option to sell their structured settlement payment rights if a judge approves..
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At the plaintiff’s home to notarize confidential settlement documents to establish a structured settlement, the notary public mentioned that she knew someone who “could get the client more money” and called a representative of a structured settlement factoring company from another state
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Is a structured settlement an annuity? A structured settlement is not an annuity, it is a form of settlement that is typically funded with an annuity, but may be funded with other vehicles. An annuity is a type of qualified funding asset defined under IRC 130(d). A structured settlement can also be funded with United…