Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Lady Gets “Creepy Dudes Now” Instead of “Cash Now” From Rapid

Now here's a throwback.

One of my sources said they "just spoke to a really nice lady who had been dealing with Rapid Settlement and cancelled 43because they started showing up at her house.  CREEPY!

What the hell is wrong with these people? Imagine coming home to find some creepy dude playing with your dog, giving your kid a lollipop, or loitering in a late model Ford LTD eating pistachio nuts.

Back in the old days (before my time) there were guys who went door to door selling life insurance and brushes. Nowadays most professionals call for appointments in advance. Senior protection laws in California and other states require advanced notice as well.

This is the second instance I've heard about this behavior. The other one was in the Rip Off Report which I reported about on November 11, 2007

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