Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

“Influence” for Literary “Flatulence”

by Structured Settlement Watchdog

For someone who is "beyond structured settlements" one wonders why these two big news stories have escaped Patrick Hindert?  How about the JG Wentworth "army" getting smaller and the SEC 151A changes which could soon change how settlement planners do business? Add to that the blasé and tardy reporting without meaningful comment of the JG Wentworth downgrade by S&P to junk status at CCC+.

It has been an interesting 10 days to say the least and Hindert's "flagship" the JG Wentworth-1 sits there like a monotonous TV test pattern.

TV Test Pattern

In a month Patrick Hindert will address the NSSTA at its Regional meeting in Orlando. Not only is it an affront to all NSSTA members that the structured settlement industry's Nathan Hale is being invited to speak, but I have been hearing from a number of likeminded individuals who are seriously considering not coming to the event as a result of his inclusion. The structured settlement factoring industry's poorly disguised mole seems to be buying an awful lot of "influence" for his literary "flatulence" and $250.

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