by John Darer CLU ChFC CSSC RSP CLTC 
E = MC ^ 2 ( "E equals MC squared") famous equations of mass-energy equivalence stands for Energy = Mass times the Speed of Light (C) squared. Simply said, if you take the mass of an object and multiply it by the speed of light (299,792,458 metres per second in a vacuum) you will then have calculated the amount of energy.
Structured Settlements Meet "Astro Physics" and Nutrition
Does Einstein's theory of mass-energy equivalence have ANY significance to the structured settlement secondary market? One company that purchases, or arranges for the purchase of structured settlement payment rights suggests that E=Cash. Does E=Cash?
Consider this…
- Cash is like a carbohydrate in your diet, a source of energy that you can burn through too quickly, although maybe not "as fast as the speed of light".
- A structured settlement is gives you a slower burn rate (and provides tax benefits if you have a physical injury or sickness, or are receiving the stucture as compensation for a wrongful death or workers compensation)
Everyone knows the energy sapping effect of a large meal. This slump is caused by the body working overtime to digest the large meal you've consumed. Therefore, by switching your usual large meals to smaller, more frequent meals your energy will stay constant and you will be less likely to feel the highs and lows throughout the day as you would from a larger meal. Experts say that that consuming six small meals regulate your energy level and keep you energized for longer, feeling better in the long run throughout the course of your day. Source: Livestrong.com 
A structured settlement gives you smaller more frequent guaranteed payments so that your "money pulse" will be constant.
You may be financially healthier if you balance cash needs with periodic payments from a structured settlement or other income annuity so that (1) you will be less likely to feel the volatility of the stock market or bond market (2) mitigate the possibilty that you can completely run out of money through rampant spending (3) having your need for essential income tied to bad investments (4) over estimating how generous you can be, or (5)outliving your income and investments.
Finally, everyone knows that no structured settlement factoring company is literally or figuratively "as fast as the speed of light" .
Alot of it is out of their hands due to variables such as how long documents take to be completed and mandated judicial review. If there is more money mass involved, do you think the mandatory judicial review will be more or less scrutinizing?
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