Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Asset-Backed Alert “Ass-It Backward” on SuttonPark Capital Structured Settlement Securitization

by Structured Settlement Watchdog

Shambolic Reporting by Asset-Backed Alert

Asset-Backed Alert Fluffed Their Lines. Exposed for not knowing what they are talking about when it comes tio structured settlements

In a November 8, 2019 paragraph announcing a looming $700 million securitization of structured settlement cash flows by SuttonPark Capital, Asset-Backed Alert demonstrates the not so subtle characteristics of an ignorance about structured settlements.

“In a typical structured settlement, a judge might award a plaintiff in a personal-injury case millions of dollars but give the defendant years to pay it off. In many cases, plaintiffs are eager to sell the receivable to an investor in exchange for a discounted lump-sum payment. The same is true of lottery winners who elect to receive their payouts over 20 years”

How Asset-Backed-Alert Got it Wrong

  • Nobody, but nobody is awarded a structured settlement.
  • A settlement is a compromise. Nobody is awarded a compromise.  Read What is a Structured Settlement? for more information.
  • Following settlement, a person receiving a structured settlement payment is no longer a plaintiff, they are an annuitant

 

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