Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

Annuity Expert Advice | Bad Info That Is A Day Late and a Vowel Short in Canard of the Week

by Structured Settlement Watchdog

AnnuityExpertAdvice Pushing "Annuities" that Are Not Annuities, as "Annuities for Retrement"

Not only has Annuity Expert Advice won the Canard of the Week by a mile for an absolute howler, inaccurately

Canard of the week 2023 fupped duck

Canard of the Week

labeling acquired structured settlement payments rights as annuities  (they're not annuities), but it appears to have broken into a new market segment using a technique not seen in the structured settlement industry for more than 15 years. Yes readers, I'm speaking of the Shawn Plummer's venture into "Annuities for Retrement" as demonstrated by the excerpt of the Annuity Expert Advice infographic shown below (for critical commentary). Unfortunately it's a day late and a vowel short.

Industry Precedent

The use of the "Vowel Deficiency" (Vocalis Defectus in Ipsum) as a way to unlock new marketing opportunities in the structured settlement or annuity space is not without precedent. For example, in 2007, It was discovered that a certain very successful settlement planning firm made a meal over "Plantiffs" and advocated for " Plantiff Rights" in a very expensive brochure distributed to trial lawyers at the 2007 American Association for Justice meeting, sticking to its guns with Vocalis Defectus still in situ at a subsequent meeting  half a year later. When I did my research then, I learned that the "Plantiff" Vocalis Defectus was a thing. Spellcheck.net to this day has a listing " How to Spell Plantiff Correctly". As late New York Yankees baseball sportscaster Mel Allen used to say " How about that?"

 

Secondary Market Annuities Are Not Annuities

Image dated June 13, 2023

 

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