Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
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Category: West Virginia Structured Settlements
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Structured Setlements for Minors, Structured settlement annuities are excellent settlement planning tools to provide cash flow certainty where there is a need for certainty. Read more about Structured Settlements for Minors and Young Adults and how they were used effectively for a Kentucky minor
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Publicity of the specifics of the structure, to benefit the attorney/ law firm marketing, does no service to the attorney’s infant client. Any attorney/law firm that aids the publication of the specifics of an infant’s settlement exposes the minor to inevitable harassment when the cash now vultures circle at age 18
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The United States Attorney (or his designee) involved in any settlement negotiations shall have the exclusive authority to select an annuity broker from the list of such brokers established by the Attorney General, provided that all documents related to any settlement comply with DOJ requirements,
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Keep in mind with an index linked structured settlement annuity or index linked annuities that “uncapped” does not mean “unlimited”. A volatility controlled index shifts assets between a risk component and a risk-free component to reach the targeted volatility level.
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Asset based structured settlement assignment fees can run upwards $10,000 on a $1,000,000 case. It’s way more than a normal assignment fee. The fees may not be disclosed and simply built in to the cost. What you may encounter is obfuscation by multiple layers of complexity. That’s not good.
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John Darer warns against structured settlement swaps, which are deceptive sales tactics encouraging individuals to sell their long-term structured settlements for less than worth. He emphasizes that investments from past decades often yield better returns than current market options. Such swaps can jeopardize financial security and incur legal risks. Avoid these schemes.
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Thinking about what happens to structured settlement payments after the death of the Measuring Life, which of these four statements is correct?
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The Lape decision in Monroe County opens up an avenue for any payee in the United States to sue structured settlement factoring companies for fraud and deceptive business practices.
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It is highly unlikely that a judge would approve the sale of minor’s structured settlement payment rights for pennies on the dollar to make a discretionary purchase such as an ATV for a minor. Selling a structured settlement to pay for an ATV for a minor also makes no financial sense
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With proper regulation, could structured setlement receivables be useful settlement planning tools in taxable damage cases if transactional risks can be minimized/eliminated and are fully understood by buyers and certain settlement planners and others stop misrepresenting them as annuities?