Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Daily Rates Are Often an Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
about
Category: West Virginia Structured Settlements
-
While the terms “guaranteed” and “certain” are often used synonymously by those holding an insurance license, including some settlement planners and structured settlement brokers and even lawyers, such use is inaccurate and can lead to misinterpretation and/or misunderstanding by Payees.
-
Structured Settlement Industry production figures have been released and it’s looking to be a record year, again!
-
Ways to Use Structured Settlements in Settlement Planning 2024
-
A Responsive Structured Settlement Commutation Rider helps maintain the benefits of structured settlement payments for survivors by assuring that only the amount necessary to pay the shortfall in the obligation to pay off liens (with an SNT), and/or tax liability (as the case may be)
-
Higher taxes make structured settlement tax advantages inherently more valuable. Paul Tudor Jones II, the billionaire hedge fund manager is quoted ‘There’s plenty of room to raise taxes’: Jones says the US will need to change Social Security, cut federal health insurance to deal with a worsening debt crisis — are you ready?
-
Structured settlement daily rates are like daily specials at a restaurant. Just like daily specials at your favorite restaurant can vary from day to day, so can daily rates for structured settlement annuities.
-
Structured settlements are negotiated and are the result of a compromise. Awards are not settlements A Grammy Award is not a settlement. An Academy Award (Oscar) is not a settlement. Iff the President pins the Medal of Honor on you it is not a settlement. If you make Dean’s list it’s not a settlement.
-
4structures.com LLC maintains a list of Customers Service Telephone Numbers for Current and Former Structured Settlement Annuity Issuers.as a courtesy for structured settlement consumers, Structured Settlement Annuity Company Customer Service Phone Numbers (4structures.com)
-
Work with a credentialed and experienced settlement planner to explore your options before signing any settlement agreement and release.
-
Divorce rates in the U.S. stand at approximately 44.6%, necessitating careful handling in structured settlements, particularly during split funding. Effective documentation and communication are vital to prevent errors that can harm clients. Issues arise when annuity issuers change processes, emphasizing the need for updated procedures in anticipation of foreseeable challenges.