Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: United States Patent and Trademark Office

  • Was NSSTA Asleep at Switch on “CSSC” mark?

    The National Structured Settlement Trade Association (NSSTA) has been offering the designation of Certified Structured Settlement Consultant for almost 15 years in conjunction with the University of Notre Dame. The NSSTA and the 550 or so members and designation holders use and have used the acronym "CSSC" to go along with such professional designation in…

  • EPS is Unsuccessful in Attempt To Trademark “The Structured Settlements Company”

    The United States Patent and Trademark Office denied the registration under Trademark Act Section 2(e)(1), 15 U.S.C. §1052(e)(1); see TMEP §§1209.01(b), 1209.03 et seq., stating that the applied-for mark directly describes the nature of the applicant’s goods or services..

  • The Structured Settlements Company Trademark Application

    EPS failed to obtain an allowance from the USPTO on simply “The Structured Settlements Company” due to the generic nature of the claim.  It was furthrt anticipated that a large number of industry members would oppose the mark at the time it would have been published for opposition.