Structured Settlements 4Real®Blog 2026

Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.

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The STRUCTURED SETTLEMENTS 4REAL® Blog is a highly regarded source for structured settlement news, information, and commentary, led by structured settlement and settlement planning subect mater expert John Darer CLU ChFC MSSC CeFT RSP CLTC. With two decades of operation, the blog and 4structures.com are recognized as comprehensive resources, offering detailed guides and specialized insights. Established in 2005, the blog caters to a broad audience, including legal professionals, injured individuals, families, and various stakeholders, providing reviews and opinions on settlement planning. John Darer, President of 4structures.com LLC, is a seasoned structured settlement expert with over 40 years of financial services experience and 31 years specializing in structured settlements. Based in Stamford, CT, he is a Certified Financial Transitionist and Registered Settlement Planner, holding insurance licenses in 45 states and the District of Columbia. John Darer is dedicated to transparency and advocacy, he emphasizes the importance of engaging trained and licensed professionals for settlement planning, offering valuable insights through his investigative journalism and professional commentary.

Category: Trial Lawyer Standards

  • The Ethics of Structuring Attorney Fees and Insurance Agency Contributions to TLAs

    What goes on in smoke filled rooms? This email entitled “[Plaintiffs only ]structuring attorney fees” was circulated on September 25, 2009 using a NYSTLA forum/ list serve (copied to a dedicated email address at the New York State Trial Lawyers Association  “NYSTLA”) to many others: (Download NYSTLA List Serve-Forge) entitled “[Plaintiffs only ]structuring attorney fees” was circulated…

  • Pennsylvania Association For Justice- Have “Hero” Standards Dropped?

    This just new in 2008- the Pennsylvania Association For Justice considers Forge Consulting, LLC a "hero".  Shouldn’t it be disturbing to the public and association members that the Pennsylvania Association for Justice appears to have overlooked the business ethics of a "partner" for the mere price of a significant financial contribution? Benjamin Disraeli once said: "The…