Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Structured Settlements New York
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In 2026, several life insurance companies provide structured settlement annuities for personal injury and related claims in New York City and surrounding counties. Key issuers include Metropolitan Life, New York Life, and Prudential. Only three companies offer annuities for structured judgments under specific legal articles due to strict provisions.
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Settlement Planning Opportunities and Considerations With The Excelsior Scholarship and Collateral Benefits as New York offers free full-time undergraduate tuition at public colleges and universities to students with an annual family income of $125,000 or less.
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Metropolitan Tower Life Insurance Company became the primary underwriting company for MetLife structured settlement annuities. Metropolitan Tower Life was the successor-in-interest to Metropolitan Insurance and Annuity Company (“MIAC)”, the qualified assignment company used by MetLife structured settlements until December 1, 2004.
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New York Judges who shun a structured settlement in favor of sticking in a local bank or banks to earn interest until the minor is 18, need to be mindful of how such a decision can negatively affect student loan eligibility.
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Increasing yields on the 10 year United States Treasuries narrow the negative interest rate spread that has served as a growth rate when calculating the present value of damages under NY CPLR Article 50-B for almost a decade.
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The low interest rate environment continues to favor New York plaintiffs with strong liability cases due to the 30 year old statutory growth rates juxtaposed against today’s low interest rates.
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Structured settlement sellers who sign affidavits that state that they live in Florida when they don’t, face a battle to unwind deals not in their best interest because they’ve been complicit in the fraud. NY residents who get tricked into the fraud also get hog-tied by an arbitration provision that would not be permissible in…
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In conducting their role in upholding the New York Structured Settlement Protection Act, do NY judges first determining whether a petitioning settlement purchaser is registered to do business in NY and if not, determining if it is in the “best interest” of a seller of structured settlement payments rights to enter into a transaction with…
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RC 5891(b)(1) provides that the excise tax under IRC 5891(a) shall not apply in the case of a structured settlement factoring transaction in which the transfer of structured settlement payment rights is approved in advance in a qualified order. It is these orders that a former Paris & Chaikin paralegal is alleged to have falsified.
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New York’s new rebating bill allow insurers and/or agents to waive commission fees associated with the purchase of structured settlement annuities for families affected by any terrorist attack on the United States.