Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- New Jersey Structured Settlement Factoring Reform NJ A5695 — Tighter Rules for Structured Settlement Cash Now
- Daily Rates: An Important Cost Driver of Structured Settlements
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
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Category: Structured Settlements in Michigan
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At the plaintiff’s home to notarize confidential settlement documents to establish a structured settlement, the notary public mentioned that she knew someone who “could get the client more money” and called a representative of a structured settlement factoring company from another state
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Joe Gargan, CEO of The Pension Company, pled guilty to embezzling $8 million meant for annuities funding minor settlements. This criminal act not only raised concerns among clients but also imposed additional costs on taxpayers. The case highlighted the need for escrow and proper safeguards to prevent similar fraudulent activity in structured settlements.
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The longevity of the life insurance company issuing structured settlement annuities and consistency of its ratings is an important consideration when you consider a structured settlement for a long term or lifetime obligation that may stretch 50 or more years into the future
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IRC 130(c) is a definition of what a qualified assignment IS, in the context of what a qualified assignment DOES from a tax standpoint. IRC 130(c) and the other parts of IRC 130 are not mutually exclusive. Potentially huge tax consequences to attorneys deferring with factored structured settlements.
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The article, by John Darer, discusses the complexities and potential legal issues surrounding factored structured settlement receivables as qualified funding assets. It raises concerns about misrepresentations of structured settlement payment rights, questioning the legitimacy of these agreements and their tax implications under Internal Revenue Code. The author urges readers to seek clarification and professional advice.
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An Oregon Administrative Law Judge (“ALJ”) previously found that a Plaintiff’s structured settlement annuity was not an excluded resource for purposes of SSI. In a 2-21-2020 decision, the decision was REVERSED and this matter was REMANDED for recalculation of benefits. Here’s the story
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Structured settlement industry production increased for the second year in a row. 2019 set a new record for structured settlements, the $6.4B a massive statement of relevance for the core personal injury settlement planning tool in an era of low interest rates and record setting stock market performance.
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Structured settlement annuities are not tax exempt. Where used as a “qualified funding asset” the structured settlement payments may be tax exempt, but the essential reason for the tax exemption is the damages that the payments from the structured settlement annuities represent.
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Life is not an arc as the structured settlement broker says. Transitions are an iterative process not a linear process. While life may throw you a couple of curve balls, life itself is neither linear nor a smooth curve like an arc.
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Payees have sued the USA over ELNY shortfalls and failed. The United States Court of Appeals for the Federal Circuit in Langkamp case focuses on the settlement agreement. The USA’s commitment was inherent in the language of the agreement, the opinion by Judge Haldane Robert Mayer said.