Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
about
Category: Structured Settlements in Michigan
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Now is the time to make good use of stuctured settlements and build enduring guaranteeed income streams.Compelling yields in Excess of 5% are possible on intermediate and long term cash flows. Why take risk when you don’t have to?
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Anyone who sold structured settlement payments for pennies on the dollar, as insurance against rising rates to “avoid becoming poorer”, would have actually done worse by selling. Most predictions fail to account for the rate you’re already receiving on the cost of the existing structured setttement.
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Insurance groups that include current and former structured settlement annuity issuers represent more than 43% of the largest life insurance groups in the United States. While size matters, it is only one of the criteria one should use in selecting an insurance company to fund a structured settlement
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Why is the Clamaint releasing and discharging the Defendants and/or respondents in the settlement planner’s qualified assignment and release document from a QSF, when the money was deposited in the QSF under the “resolve or satisfy” clause in § 1.461-2(c)(2)?
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Personal injury victims often face pressure after settlements, feeling overwhelmed by financial demands from others. Collaborating with a Certified Financial Transitionist (CeFT) can help manage these challenges. CeFTs offer compassionate guidance during financial transitions, ensuring clients make informed decisions and avoid emotional pitfalls, ultimately leading to a more secure future.
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Pacific Life & Annuity Services, Inc., is the qualified assignment company for all Pacific Life branded structured settlements and include underwriting companies Pacific Life Insurance Company in all states but New York and Pacific LIfe & Annuity company for all claims with touch points to New York.
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Pacific Life offers competitively priced fixed structured settlement annuities, index linked structured settlement annuities (ILAPA) and has a variable structured settlement annuity in development. Pacific Life & Annuity Company also issues structured judgment annuities in New York cases.
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Today the A++(Superior) A.M. Best rated USAA Life insurance Company is a highly respected issuer of structured settlement annuities for a wide spectrum of claimants, particularly competive for long duration cash flows .
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Structured settlements provide sustainable income for injury victims and their families. Sustainable income is income which is consistent and steady over time. Sustainable income provides a level of calm and clarity while things are in flux and pave the road to the new normal.
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While some of the incorrect statements by some settlement planners may seem plausible, it is the nature of damages that the structured settlement payments represent that is a critical factor, not the structured settlement annuity contract itself. John Darer revews the details here,