Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- Corinthian Museum of Content Barfing — News Flash
- SettlementDecisions Episode 5: What SettlementDecisions Really Is — A Lead Funnel, Not an Information Source
- Structured Settlement Annuity Guarantees Help Financial Peace of Mind
- How Sheron Jones Was Exploited — And Why D.C.’s Failure to Mandate IPA in SSPA Enabled It
- Attorney Fee Structured Settlement Factoring
about
Category: Structured Settlements in Miami Florida area
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Work with a credentialed and experienced settlement planner to explore your options before signing any settlement agreement and release.
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A structured settlement annuity cannot be sold by the annuitant or payee. However, this has not deterred some from spreading misinformation to consumers. What can be sold are payment rights, provided a judge determines that the transaction is in your best interest and that of your dependents.
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In 2013 Hindert considered that a pitfall occurs if settlement documents include anti-assignment clauses, which do not specifically reference and permit transfers pursuant to IRC 5891 and state structured settlement protection statutes”.The losing cause in Cordero had just that.
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The 11th Circuit of the US Court of Appeals has pulled the plug on Lujerio Cordero’s Serial Structured Settlement Factoring Case, following the majority opinion in the NY Court of Appeals in April 2023..11th Circuit notes that Cordero DID NOT sue the Structured Settlement Factoring Companies
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Cordero’s 30 year perioid certain has 360 monthly payments, full stop,.Period certain structured settlement annuities require no medical underwriting. Pricing of a period certain annuity is unaffected by medical information. There are no medical questions on a structured settlement annuity application.
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MetLIfe issues structured settlement annuities via Metropolitan Tower LIfe Insurance Company and Metropolitan Life Insurance Company, and structured judgment annuities thorugh Metropolitan Life insurance Company and a leader in both qualified and non qualified structured settlement annuities
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Anyone who sold structured settlement payments for pennies on the dollar, as insurance against rising rates to “avoid becoming poorer”, would have actually done worse by selling. Most predictions fail to account for the rate you’re already receiving on the cost of the existing structured setttement.
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If you’ve got a structured settlement, avoid loony “fortune cookie” mailers claiming you have unclaimed funds. They toss around phrases like “Structured Settlement,” “Client Relations Dept,” and “Immediate Verification Required,” while flashing 888-556-2740 like it’s a winning lottery ticket.
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Do you own a virgin structured settlement? Have you been solicited by a structured settlement buyer, seeking to buy your structured settlement payments before the structured settlement annuity was even issued or soon after it was issued?
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When promoting Structured MSA, the devil is in the details. A Structured MSA has tremendous benefits, but a mural of “scary turkeys” known as “speedy thieves” in the scientific community, is not exactly what I would have in mind to promote them.