Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
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Category: Structured Settlements in Kentucky
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Keep in mind with an index linked structured settlement annuity or index linked annuities that “uncapped” does not mean “unlimited”. A volatility controlled index shifts assets between a risk component and a risk-free component to reach the targeted volatility level.
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A structured settlement annuity is insurance product that (1) can provide multiple payment streams, as well as (2) different types of structured settlement payments, in a single annuity contract that can be customized to a person’s needs.
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Asset based structured settlement assignment fees can run upwards $10,000 on a $1,000,000 case. It’s way more than a normal assignment fee. The fees may not be disclosed and simply built in to the cost. What you may encounter is obfuscation by multiple layers of complexity. That’s not good.
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Chegg presents a misleading math question about selling structured settlements, asserting incorrect valuations for an annuity that pays $80,000 annually for 22 years. The content clarifies that structured settlements differ from annuities, emphasizing that Chegg’s provided answers are incorrect and illustrate a misunderstanding of financial principles.
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A common misconception about structured settlements is that structured settlements are annuities. Structured settlements are not annuities. Structured settlements are a form of settlement that may be partially funded with annuities, although they are not always funded with annuities.
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A mother whose daughter committed suicide in April 2021 is contesting the naming of her own mother (the decedent’s grandmother) as beneficiary in 2016, 5 years prior to her daughter’s death. More than $3M in future periodic payments appear to remain following Brittany Zellner’s death
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You do not need to name an annuity beneficiary in your will because all it will do is delay the payment of proceeds while the Estate of the decedent is probated. Naming a beneficiary with the annuity issuer results in much faster and less costly distributions following the death of the annuitant payee.
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A video inaccurately claims that annuity-based attorney fee deferral programs must use offshore funds. The author clarifies that domestic structured settlement annuities can fund attorney fees without going offshore. Various reputable insurance companies offer options that cater to attorneys seeking to enhance their wealth through these deferral programs.
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American General has recently introduced a number of periodic payment innovations to the structured settlement market Interest Rate Linked Structured Settlements (IRLSS) and Non Qualified Assignment Facility with Domestic Assignment Company and Ability to Defer
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Hindert acknowledges that some brokers and settlement planners package and promote factored structured settlement payment rights as tax-free “in-force annuities.” Significantly Hindert warns, these investments are not annuities and they are not structured settlements