Structured Settlements 4Real®Blog 2026
Structured settlements expert John Darer reviews the latest structured settlements and settlement planning information and news, and provides expert opinion and highly regarded commentary. that is spicy, Informative, irreverent and effective for over 20 years.
recent posts
- 🔥Founder and Former CEO of 777 Partners, Joshua Wander, Pleads Guilty⚖️ to $500 Million Fraud Scheme — DOJ Confirms Double‑Pledging, Misappropriation of Structured‑Settlement Funds, and Falsified Bank Statements
- The Steering Problem Needs a Wake‑Up Call
- Companies Still Using the Incorrect Term “Secondary Market Annuity”
- Canonical: Non‑Qualified Assignment (NQA)
- ⭐ THE 18–25 GUIDE TO STRUCTURED SETTLEMENTS
about
Category: Structured Settlements in Illinois
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Why Structured Settlements? Because Certain Sells®. We have solutions to deal with the thing that most people worry about the most.
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Is an Annuity Policy “issued to the plaintiff” When a Structured Settlement Is Established? No, an annuity policy is never issued to the plaintiff when a structured settlement is established. See How Structured Settlements Work | Structured Settlements Explained (4structures.com)
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Based on the New York Court of Appeals’ reformulation of the question, it concluded that such allegations do not state a cognizable cause of action for breach of the implied covenant. Plaintiffs failed to sue the unlicensed and under regulated structured settlement factoring companies.
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How are structured settlements paid out? Structured settlements are most often funded with customized structured settlement annuities and can be paid out in one or more ways.
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Structured settlement annuities had a RECORD 4th quarter of 2022, as increasing awareness of rising interest rates looking good against a volatile stock market, plummeting crypto and hard work by industry members, catapulted industry production to close to its all time record achieved in 2019.
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A settlement planner claims, “If the money is placed in a traditional investment, then any growth is subject to income taxes.” This statement is not entirely accurate, as it overlooks capital investments that generate capital gains when comparing traditional investments to structured settlements.
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Now is the time to make good use of stuctured settlements and build enduring guaranteeed income streams.Compelling yields in Excess of 5% are possible on intermediate and long term cash flows. Why take risk when you don’t have to?
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Anyone who sold structured settlement payments for pennies on the dollar, as insurance against rising rates to “avoid becoming poorer”, would have actually done worse by selling. Most predictions fail to account for the rate you’re already receiving on the cost of the existing structured setttement.
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Insurance groups that include current and former structured settlement annuity issuers represent more than 43% of the largest life insurance groups in the United States. While size matters, it is only one of the criteria one should use in selecting an insurance company to fund a structured settlement